Serving the needs of California Property Owners and Lenders Exclusively
Real estate loans in your future?
How does 9% to 11% interest rates sound to you?
How it works:
Your loans are directly secured by California real estate. When the borrower makes their monthly payments You get a check sent directly to you.
Here is a classic example of the monthly Cash flow and what is possible:
$20,000 invested gets you $187 monthly. After three years you will have put $6,700 CASH back into your plan and you still have an asset valued at $19,700! If you put your 6,700 into another loan, now your monthly CASH is up to $260. After another three years you will have added another $9,360 CASH and your assets are are valued at $25,300. Your original $20,000 has grown to almost $35,000!
What if they don’t pay… this is too risky… right?
Consider the security. Do you foresee a point in time when a home or commerical property in California is valueless? Being an equity based lender, you are going to make a loan at anywhere from 50% to 65% of the value of the property based on current market value.
Here is a quick and simple example:
Let’s assume you buy a peace of the $225,000 1st Trust Deed loan secured by a home in the Silverlake Area of Los Angeles (a very high demand neighborhood near Dodger Stadim). This loan is payable $2,300 monthly for three years and includes 10.75% interest (as of 07/15/08 this loan is presently available to you through our office). The owner bought this home for $550,000 in 2007 and we have an appraisal of $450,000 (representative of the reduction in value over the last year). If real estate values drop an additional 50%, you still have a 225k home as security. If the owner fails to make his payments and you take over the home, how difficult do you think it will be to rent a home about 10 minutes from downtown L.A. with a nice view for $1,000? How about for $500? The point is whatever value you place on the home, value based on loan or value based on rents, your investment will give you an asset with value, and throw you a monthly cash return.
Here is something for you to chew on:
We have spent 28 years here in Downey, all of it in the same building on Paramount Boulevard, helping people like you invest in loans secured by California real estate.
We have handled over 14,000 different loans; in some cases we have investors that span three generations.
How do 9% to 11% interest rates sound to you?
Simply stated, you are making loans to people willing to put up their property to entice you to write the check.
You get a check every month when the borrowers make their monthly payments. These loans are directly secured by California real estate–homes, apartment houses, retail stores, etc.
By the way, YOU MAKE THE DECISION WHERE YOUR $$ GOES.
If you have an IRA, KEOGH, or some other retirement plan now, PLEASE CALL to learn how you can maximize your earning potential with the tremendous cash flows available.
HOW DOES 11% SOUND, TAX FREE AS LONG AS IT IS PAID TO YOUR RETIREMENT PLAN?
Consider the security here for a minute. While investments in trust deeds secured by one or more interests in real property are subject to risk of loss, do you foresee a point in time when a home or commercial property is valueless? Being an equity-based lender, you are going to make a loan at anywhere from 50% to 65% of the market value.
If this sounds intriguing to you, give us a call. I answer a lot more questions than cash checks!
Call Jeff Heib today!