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Mortgage Regulatory Strategies for 2012

An Inside Mortgage Finance Webinar
January 25, 2012, from 2:00-3:30 pm ET

Register Now for the Early Bird Discount

The regulatory outlook for the mortgage industry has perhaps never looked more challenging. The mortgage market meltdown has resulted in an onslaught of new rules from both federal and state regulators. The new environment of much tougher mortgage regulation is quickly unfolding in 2012.

Find out about the latest developments in the mortgage regulatory landscape and what they will mean for various mortgage market players at a special Inside Mortgage Finance webinar kicking off the new year. What changes are right around the corner and how will they alter the mortgage lending and servicing business equation? Hear from some of the top law and regulation mortgage experts in the country at this must-attend event on Wednesday, January 25, at 2 pm ET.

The passage of Dodd-Frank legislation has empowered regulators to manage almost every aspect of the mortgage lending, servicing and securitization business. Many seasoned players are wondering if there will be any room for innovation and profitability in the new mortgage regulatory environment. The Consumer Financial Protection Bureau has emerged as the most important mortgage industry regulator, yet its slow and somewhat confusing implementation of new powers has made it difficult to figure out exactly what the mortgage regulation landscape of the future will look like.

Federal regulators must agree on “Qualified Residential Mortgage” criteria following a flood of opposition to a proposed rule. Meanwhile, the CFPB must finalize a separate regulation on a “Qualified Mortgage” standard that is part of a new requirement that lenders assess a borrower’s ability to repay a mortgage. The Federal Trade Commission and Justice Department are looking to crack down on mortgage advertising and fair lending, respectively.

Learn about the risks and liabilities found with many of the new regulatory initiatives at this webinar where experts will explain everything you need to know about regulatory challenges that lie ahead.

Among the topics to be discussed:

• The timetable for finalizing a QRM regulation and what changes may be made;
• The difference between QRM and QM standards and their application to lending practices;
• What risk-retention requirements may mean for different mortgage business models;
• How to handle activist legislators and regulators that are looking to levy penalties, sanctions, etc.;
• Truth in Lending Act liability and safe harbor standards;
• What to expect from the new CFPB examinations;
• How a lender can price a non-qualified mortgage to account for increased risk, and what the consequences are;
• How the RESPA-TILA reform process will change how we do business and interact with the public;
• The regulatory future of the non-agency or non-conforming mortgage market;
• The increased regulatory demands facing mortgage servicers – how to manage foreclosures and represent the interests of investors at the same time.

These industry experts will share their insights and answer questions:

• Rod Alba, VP/Senior Regulatory Counsel, American Bankers Association
• Donald C. Lampe, Leader, Financial Services and Regulatory Compliance team, Dykema
• Laurence E. Platt, Practice Area Leader, K&L Gates LLP
• Guy Cecala, Publisher, Inside Mortgage Finance (moderator)

Your Webinar registration includes these added benefits:

• Webinar attendance for you and your entire team;
• A webinar manual with a program outline, speaker bios and presentations, and pertinent articles on the subject from Inside Mortgage Finance and our other newsletters;
• A full transcript, emailed to you when you take our post-conference survey; and
• The opportunity to connect with any or all of the speakers during the audience Q&A session—a favorite part of these events.

Cancel before 5:00 pm ET 1/23/12 for full refund less $25 fee.
You will receive an email confirmation shortly after completing your registration. You may also contact us at (301) 951-1240.

Two Ways to Register:

1. REGISTER ONLINE

2. REGISTER BY PHONE: Call Erika at 800-570-5744 or 301-951-1240. Our Customer Service representatives can answer any questions and register you in minutes.

For one low rate you and your entire staff (in one location) can participate in this exclusive Inside Mortgage Finance webinar without ever having to leave your office. You’ll come away with firsthand, actionable information. NOTE: Call for discounted rates for multiple sites.

What Is a Webinar?
It is a live event in which you listen to presenters either through your phone or through your computer while viewing their presentations online.

Register Now for the Early Bird Discount

Inside Mortgage Finance Publications, Inc.
7910 Woodmont Avenue, Suite 1000, Bethesda, MD 20814
Tel: 800-570-5744, www.insidemortgagefinance.com